Call Us: 561.829.2349

Should I Purchase Travel Insurance For My Bahamas Cruise


What to Look for in Travel Insurance

 

Although you will spend most of your time at sea during your Bahamas vacation cruise, there is a doctor on board if the need arises. While that might be enough to provide you with the peace of mind you require, there are other reasons to consider travel insurance. Answering the questions below will help you to determine if travel insurance is right for you.

Bahamas cruise

photo: all-about detroit

 

What Does Your Current Insurance Cover?

During your Bahamas vacation cruise, you will be heading out of the country. This is why it is important to check with your medical insurance provider to see what kind of coverage is offered while abroad.

 

Are You Looking At Cruise-Only Insurance Or Full Travel Insurance?

You must understand the difference between cruise-only insurance and full travel insurance. Cruise-only insurance covers you from the start of your cruise to its end, but may not cover pre-travel, such as flying to and from the originating port. If anyone in your group is seasick, this insurance is much cheaper than paying for the required shot each day. Full travel insurance often covers a larger aspect of your travel needs beyond medical.

Make sure you ask very specific questions about the coverage you are considering. The next question will help.

 

What Areas Of The “Big 3” Does It Cover?

Each policy is different, so you must inquire about what coverage it offers. For example, would it cover the cost of being airlifted off the ship if needed? To make sure you know what you are paying for, inquire about the specifics of the “Bit 3” below:

  • Trip cancellation, interruption, or delay.
  • Medical, including airlifting and flight back home if needed.
  • Concierge services—but not what you might think. For example, calling your family if you fall ill or helping you identify doctors while abroad.

 

Get very specific when discussing each of these 3 key areas. For example, most cruises are non-refundable—but what if a last minute emergency occurs? If you become ill directly before the cruise or if there is a death in the family, the right travel insurance allows you a refund so that you can reschedule your vacation.

 

Some of the most common reasons for purchasing travel insurance include cancellation of the trip, delay in trip, medical expenses, or lost or stolen baggage. As a general rule, the more coverage you want for your next Bahamas vacation cruise—the more your insurance will cost.  

 

Andy Summers

Andy Summers

Andy Summers grew up in the tourist town of Miami, Florida where he developed an affinity for travel. Tourism consumed most of his life and he loved it. Starting off working at a hotel and interacting with excited travelers made him want to see the beautiful places they told him about. After completing his degree in Business Administration from Florida International University, he was able to land his dream job managing TravGlobe travel agency.

More Posts - Website

Follow Me:
Google Plus

Christine C

I wanted to take a minute to let you know how great a job Clayton has done for me since taking over Lisa’s position while she’s out on maternity leave. He has been thorough, professional, patient with my many questions and gave me all-around great customer service. It’s rare you find someone so committed to doing their job well and I wanted to take this time to call attention to his efforts.

Christine C
Happy Customer

Tonya R

We have has such an awesome trip!!!!! Oh my god thank you so much!
I have to say you were right about this place it’s amazing!!!!!
We are very happy

Tonya R
Happy Customer

Karen P

Hi from Canada. Just wanted to thank you for setting up that wonderful trip for me and my friend Laura. We had a wonderful vacation. Everything was super. The ship the Celebration was great and the Hotel on the Bahamas was just what the doctor ordered. We hope to do it again sometime.
Thank you again for all your help in setting up all our reservations.

Karen P
Happy Customer

Brittany W.

We just wanted to say thank you, we had a lot of fun on the cruise! Besides being sunburned haha, but if you see another one of those bahama cards filled out by me again its because we want to win again and go back. It’s required by the bahama people we met, they said “we are making you come back to see us”. So I said we will and I hope we win another one, we would definitely go again and do it all over!

Brittany W.
Happy Customer

Jessica M

Going to the Bahamas for our wedding couldn’t have been more memorable. I just want to thank TravGlobe.com for helping us get all the details taken care of and making this so convenient. As you could imagine, there is a lot to plan for a wedding, but having TravGlobe.com take care of the travel arrangements made this so much easier. I can’t thank you enough!!!

Jessica M
Happy Customer
Bootstrap Slider

Follow Us

Twitter
Facebook
Google +